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9. The Car Advertised with Low Payments Has Far Less Features When you hear those radio ads that advertise a car for as low as $200 a month, think about what you’re getting. When you go to the dealer lot and look at those cheap cars, look at the features you are getting or more accurately, look at the features you aren’t getting. Your new car may not have air conditioning, power windows or even a CD player. A lot of the times, the cars being advertised are stripped down to the bones and they lure you in with those flashy ads.